Home / Calculators / Home loan EMI

Home loan EMI

A long tenure and a rate you can edit.

  • 0 bytes uploaded
  • No watermark
  • No sign-up

Loading the tool

How it works

  1. Enter the numbers
  2. See the result
  3. Copy it

FAQ

Is 8.5% today’s home loan rate?

No. It is an example so the field is not blank. Replace it with the rate in the sanction letter or the bank’s published offer.

Does this include the processing fee?

No. Only the EMI on the amount, rate, and years you enter.

Is my income sent anywhere?

No income is asked, and nothing is uploaded.

More about this tool

Home loan EMI calculator

Same reducing-balance EMI as the general calculator, with a 20-year start and an example rate you should replace.

Tenure

Home loans are often 15 to 30 years. The page opens at 20 years. Change it. Months are years times 12, rounded.

Rate

8.5 percent is a placeholder so the form is not empty. It is not SBI, HDFC, or any lender’s rate. Type the rate from the offer you are comparing.

What is left out

Processing fees, insurance, and prepayment are not in this sum. The figure is principal, interest, and tenure only.

ToolFreely is not affiliated with SSC, UPSC, IBPS, SBI, RRB, NTA, Protean/NSDL, UTIITSL, Passport Seva, any public service commission, NPCI, GSTN, CBIC, or any government or bank. Check the latest official notice before you submit a file.